The Best way to address the future… is to create it now™
For 45+ years, Dye & Eskin, Inc. (D&E) has been redefining Executive Benefits with specialized guaranteed issue type life and disability insurance programs.
Stay ahead of the curve.
About Us
D&E has balanced experience and innovation – to stay ahead of the curve. Trusted by leading insurance companies, we’ve helped shape the market by developing new and creative products – while providing expert administration, unparalleled response speed, and unique marketing support to BGAs and Advisors.
CORE SOLUTIONS
A Smarter Executive Benefit Solution
Enhance Benefits Packages with a Cost-Effective, Employer-Paid Life Insurance Program
Explore Our Products
PROTECTIVE EXECUTIVE EUL & E10
D&E specializes in administrating Protective Executive UL™ (EUL) and Protective Executive 10-Year Term™ (E10) programs. Both are employer paid life insurance programs on the lives of a distinct group of highly compensated employees without exception, delivered by the issuance of individual insurance policies, underwritten on a guarantee issue type basis.
Plan Attributes
- Employer Paid, Non-Voluntary, Simple Enrollment
- Highly Compensated White Collar Employees Earning $100k+
- Death Benefit Range of $100k-$5M+
- Portable with No Changes to Benefit or Pricing
- Easy and Logical Admin Procedures
- Extended Care Rider Available (EUL only)
Superior Value
- Premium 10% to 30% Lower than Competitors
- No Cost Administration
- History Proven Strategy to Create Sales
- Customized Marketing Materials and Scripts Provided
- Support Your Book of Business with Innovative Executive Benefits
Opportunities for Client Employers
- Carve-Out of Group Life for Enhanced Coverage
- Replace A Carve-Out Plan
- Supplement Existing Group Life Benefits
- Business Continuity with Buy-Out or Key Man Coverage
- Add enhanced death benefit coverage plus ECR
- Obtain ECR with a modest death benefit
who we serve
Expand your offering
D&E can help determine if EUL & E10 is a fit to enhance benefit packages.
Agents & Advisors
Innovation Your Clients Deserve
EUL & E10 carve-out plans offer high-value death benefits without any additional work for you – thanks to all administration and enrollment handled by Dye & Eskin, Inc.
BGAs
Strengthening Your Bottom Line
D&E’s support for EUL & E10 carve-out plans offers you an opportunity to expand your product portfolio. There is no need to hire anyone, do any administration, change your systems, or develop any marketing – D&E provides all these services at no cost.
HR & Benefits Teams
Deliver Victories to Your Team
Attracting and retaining highly compensated employees requires more than a standard benefits package. D&E provides administration from implementation to ongoing plan support, ensuring no additional work for you, while your employees receive superior life insurance coverage.
HIghly Compensated EMployees
A Smarter Way to Retain Top Talent
You and your highly compensated teams are some of your company’s greatest assets – yet traditional group life insurance often falls short of meeting your needs. The implementation of EUL & E10 will provide a more comprehensive life insurance solution.
Technology & Data Security
Invested in Innovation
D&E has partnered with insurance companies to create cutting-edge life insurance solutions to serve the unique needs of today’s most demanding businesses. Through investments in technology and data security, we make the process of delivering these cutting-edge solutions a valuable experience.
Delivering a Trusted Experience
Compliance
D&E is fully SOC 2 Accredited and GDPR Compliant. We maintain both a data security expert and operations consultant on retainer to ensure we are ahead of changing regulations regarding consumer data security, as well as the systems/processes that support delivery.
Online Application
We offer online and touchless processes that not only make sense in the current business landscape but also offer convenience beyond today. Our online application and processing system, eVictoryEnroll, is simple to use and helps accelerate policy acquisition and delivery.
Data Security
D&E uses robust technology that includes a Multi-Factor Authentication process to access the online enrollment system in order to protect consumer information. We use the strongest encryption available for all data storage on the eVictoryEnroll platform.
Who We Are
Dedicated Expertise
Our team is comprised of life insurance industry shaping leaders and innovators. Together, they ensure we remain ahead of the curve and continue to deliver innovative solutions for your clients.
Expertise & Innovation
Rick Eskin
Founder, CEO
45+ Years of Expertise and Creating Best-In-Class Programs
Jake Eskin
VP of Insurance Sales
10+ Years in Plan Design and Advisor Education
Erika Eskin
Chief Financial Officer
13+ Years of Financial and Account Management
Lawan Rice
Chief Operations Officer
23+ Years of Supporting Business Growth & Profitable Solutions
Creating Victories
Our expertise, unmatched response speed, and commitment to innovation has made us a trusted partner for BGAs, Advisors, and Consultants seeking tailored insurance solutions.
Contact Us
Let’s Talk
If you can find 20 minutes to review your existing client censuses in a de-identified manner, D&E can help determine if they are a fit for our plans. If so, D&E provides sales strategies and customized marketing materials at no cost.
Contact Our team
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